What Is an HMO?
An HMO, or Health Maintenance Organization, is a type of health insurance plan that strictly maintains in-netw...
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What Are the Essential Health Benefits Under Obamacare?
Under the Affordable Care Act (ACA or Obamacare), every health insurance plan must cover a…
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What Are the Essential Health Benefits Under Obamacare?
The Affordable Care Act added 10 essential health benefits to all major medical health plans. Important servic...
What Is a High-Deductible Health Plan (HDHP)?
If you have high-deductible health plan coverage, you'll pay a smaller premium amount each month, but you must...
What Is Medicaid?
Medicaid is a social welfare program designed to provide healthcare coverage to low-income Americans in the Un...
What Is Catastrophic Health Insurance?
Catastrophic health insurance is a great alternative if you don’t want to pay expensive monthly premiums, bu...
Obamacare Metal Levels: A Guide to ACA Metal Levels from Bronze to Silver to Gold to Platinum
Affordable Care Act health insurance plans are based on "metal levels". Metal levels determine how much your h...
What Are Obamacare Subsidies?
For those who qualify, Obamacare subsidies help pay for the overall cost of a health insurance plan off the he...
Self-Employed HSA: 9 Health Savings Account Benefits
HSAs are more than just a way to save for future healthcare expenses. They offer benefits that can make a self...
A Step-By-Step Guide to Buying Individual Health Insurance
Buying individual health insurance on your own can be daunting. This step-by-step guide demystifies the proces...
Health Care Coverage Options for Unemployed
Employer-sponsored health insurance plan ends on the last day of your employment. COBRA and Obamacare offer op...