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We know not many people are healthcare experts, so we provide explanations, product guides, and advice along the way.
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We work hard to deliver the best health plan shopping experience on the web. And it costs you nothing to use our search.
We sort through your options in our database, and point you in the right direction based on your needs, preferences, and budget.
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You can join a health insurance plan each year between November 1 and December 15.
Before 2014, it was uncommon for health insurance plans to cover all of these health benefits at once; the Affordable Care Act changed that.
The Affordable Care Act (Obamacare) makes health insurance required for Americans, but also ensures that certain benefits are provided.
Our list of the most popular health insurers changes each year.
Use our updated chart or calculator to view the income range for Affordable Care Act discounts.
This outline details the pros and cons of HMOs, PPOs, EPOs, and other plan types.
Since its inception in 1965, Medicare has provided health insurance to the elderly in America.
Time-tested Medigap, or flexible Medicare Advantage plans? The choice is up to you.
It’s almost harder for a doctor to reject Medicare than to accept it.
A Detailed Guide to Medigap Insurance and Its Different Plan Types - From Plan A, Plan F and Everything In-Between
Your supplemental insurance will shape the medical care you receive, and the way that you access it.
The Medicare Annual Enrollment Period (AEP) is a great time to compare or switch certain Medicare coverage without penalty.
Small group health insurance is just one option available for small businesses.
Defined contribution health plans are a great alternative to group health insurance.
The only changes under the Affordable Care Act that the self-employed need to know are an increase in options for meeting their family’s needs.
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Top FAQs about HealthCare.com
We have worked hard to establish relationships with the best data sources around. Rates and plans come from the insurance companies themselves, who have approved the plan inventory we display before we publish them. That said, you’ll need to confirm the final pricing with whichever provider you choose to buy from. Keep in mind that the rates are dependent on the accuracy of the quote information you provide them.
HealthCare.com allows you to shop across plans, which includes both ACA marketplace and non-marketplace plans. In addition, we also show you coverage options outside of Obamacare, along with coverage options for seniors over age 65.
We understand if you prefer to go to Healthcare.gov or your state’s exchange to buy coverage. Just know that it’s not your only option.
We’re proud of HealthCare.com’s comparison experience, guided flow, timely advice and easy-to-understand definitions. We’re also proud of the breadth of options we can show you, along with our ability to connect you with our online and phone-based insurance partners who can sell you the same plans sold on the exchanges.
In terms of buying from the insurance company directly, you’re not going to get any price advantage. Most insurance companies sell their coverage through third-party sites, so why not shop around on our comparison site if the price is the same everywhere?
We have an ad-driven business model, similar to Kayak.com or Trivago in online travel. We present coverage options to our users, either plans themselves or third-party websites, and we connect users to licensed agents who want to work with them to get coverage. Learn more about our advertising policies
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