What’s the Point of a Deductible?
The benefits may not be immediate, but health insurance deductibles help to manage your overall spending on he...
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What You Need to Know About Your Out-of-Pocket Maximum
Your out-of-pocket maximum is the annual limit on the amount you spend out-of-pocket healthcare costs; it is n...
Buying Health Insurance for Children Under 18: A Guide
Whether you're adding a child as a dependent or buying a standalone plan, there are numerous options for kids ...
What Is a POS Health Plan?
In a POS health plan, or point of service health plan, policyholders receive care at a lower cost when they re...
Is an EPO Plan Right for You?
An EPO health plan, or exclusive provider organization, acts similarly to both an HMO and a PPO, but with its ...
What Does Out-of-Pocket Mean in Health Insurance?
Out-of-pocket in health insurance refers to the out-of-pockets costs, or the expenses that you must pay for on...
What Is a PPO?
A PPO, or preferred provider organization, is a type of health insurance plan that offers more flexibility tha...
What Is an HMO?
An HMO, or Health Maintenance Organization, is a type of health insurance plan that strictly maintains in-netw...
What Are the Essential Health Benefits Under Obamacare?
The Affordable Care Act added 10 essential health benefits to all major medical health plans. Important servic...
What Is a High-Deductible Health Plan (HDHP)?
If you have high-deductible health plan coverage, you'll pay a smaller premium amount each month, but you must...