Hal was a former staff writer at HealthCare.com, where he monitored the insurance industry and helped consumers make smart medical decisions. Prior to joining HealthCare.com, Hal worked to grow other startups and nonprofit groups. He drinks a ton of coffee and eats vegetables almost every day.

Latest Hal's Articles

What Is a Health Insurance Copay?

Copayments, or copays for short, is a form of cost sharing between you and your insurer for specific medical services. The copay is  the amount of money you…..

What is Health Insurance Coinsurance?

Health insurance usually pays for most — but not all — of a medical service. If you pay for a percentage of a covered medical bill, then your…..

What’s a Health Insurance Premium?

The amount you pay for your health insurance plan each month is called your “premium”. Think of your premium as a monthly subscription fee. You’ll only hear this…..