Cate Misczuk is a freelance lifestyle writer who covers health, wellness and insurance topics that directly affect consumers. Originally from the states, Cate works remotely from the Netherlands writing for publications all over the world.

Latest Cate's Articles

Who’s Affected by the Obamacare Employer Mandate?

You probably already heard about the Obamacare tax penalty. It was one part of the 2010 Affordable Care Act (also called ACA or Obamacare) that required all Americans…..

What is Obamacare?

You probably hear everyone talking about Obamacare — whether it’s on the news or in conversations with friends. Like most people, you probably have trouble following the politics……

What Happens When My Health Plan Uses Step Therapy?

Over the past few years, step therapy has gone from a little-known policy to a controversial health insurance practice that affects millions of patients, doctors and insurance companies…..