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- Inpatient care in hostpitals
- Skilled nursing facility care
- Hospice care
- Home health care
- Services from doctors
- Outpatient care
- Home health care
- Double medical equipment
- Some preventive services
Medicare Part C and Part D:
- Supplemental Insurance
- Essentially replaces Part A and B while offering additional benefits and cost coverage
- Usually includes Medicare Part D as part of the plan
Prescription Drug Coverage
- Helps cover the cost of prescription drugs
- May help lower your prescription drug costs and help protect against higher costs in the future
What Isn’t Covered By Medicare Part A+B?
Some of the items and services that Original Medicare doesn’t cover include. There are some “gaps” which, if left unattended, could cost you thousands in the long run. You may consider buying a Medicare Supplement Plan or replacing Original Medicare with a Medicare Advantage Plan to protect against potential large future costs.
What's Not Covered
- Most dental care
- Eye examinations related to prescribing glasses
- Cosmetic surgery
- Hearing aids and the exams for fitting them
Medicare Part D (Prescription Drug Plans)
Knowing which drugs are covered by Medicare Part D is tricky, as this benefit requires all patients to go through a private insurer. Each Part D plan provider has its own unique list of covered drugs, called a formulary. Most Part D plans categorize drugs into 2-3 "tiers" that have different costs.
Most Popular Questions About Medicare
Q: I’m 65, Married and Already Have Medicare: Is There Medicare Spouse Coverage?
Medicare Spouse Coverage Doesn’t Exist: Your Medicare coverage will not extend to your spouse, or any other family member.Read More
Q: Why Is There a Medicare Part B Late Enrollment Penalty?
Medicare rules require you to enroll in Medicare Part B during your Initial Enrollment Period to avoid paying a late enrollment penalty that will be added to your Medicare Part B premiums.Read More
Q: When Is the Medicare Supplement Special Enrollment Period?
A Medicare Supplement Special Enrollment Period restores your ability to enroll in Medicare Supplement (“Medigap”) at fair prices, even if your Medigap Open Enrollment Period is over. There are many ways to qualify for special enrollment.Read More
Most Popular Medicare Articles
Since its inception in 1965, Medicare has provided health insurance to the elderly in America.
For most people, Medicare won't automatically start at age 65. It's time to check if you'll need to sign up for Medicare Part A or B.
If you don't buy Medigap during your initial Open Enrollment Period, then you risk being charged a higher rate or being denied outright for additional coverage.