- Serving the Gig Economy: Insurance Options for Freelancers, Drivers, and Digital Creators
by Jennifer Hamilton
From freelance designers and rideshare drivers to digital creators and consultants, the gig economy is booming—and so is the demand for health coverage that fits non-traditional work lives. Millions of Americans now earn income outside of a W-2 job, often juggling multiple gigs without access to employer-sponsored benefits.
- 6 Big Changes Coming to the ACA Marketplace in 2025: What You Need to Know
by Michael LaPick
The Trump Administration has introduced sweeping changes to the Affordable Care Act (ACA) Marketplace, set to take effect in 2025 and beyond. These changes will significantly impact how individuals enroll in coverage, determine their eligibility, and receive financial assistance.
- 2025 ACA Marketplace: 6 Key Policy Changes Impacting Enrollment
by Jennifer Hamilton
The Centers for Medicare & Medicaid Services (CMS) has finalized a set of regulatory updates to the Affordable Care Act (ACA) Marketplace, aimed at tightening eligibility verification, reducing improper enrollments, and standardizing enrollment procedures.
- How Distributors Help Agents Connect Better
by Jennifer Hamilton
Health insurance distributors do more than just contract agents with carriers—they equip them to serve consumers better.
They act as strategic partners, providing the infrastructure, tools, and guidance agents need to succeed.
- Fixing the Broken Incentives in Lead Generation
by Ben Hochstetler
It’s time to confront the reality: the economics of legacy lead generation are broken, and they’re costing the industry, and more importantly, preventing consumers from finding the right coverage for them and their families.
- Medicare Prescription Drug Changes Coming in 2026
by Michael LaPick
The Centers for Medicare & Medicaid Services (CMS) has finalized key changes to Medicare for 2026, impacting prescription drug costs, chronic illness benefits, and access to preventive care. Whether you’re a Medicare beneficiary or a broker guiding clients through plan options, these updates will significantly shape how coverage is delivered and utilized.
- This Week in Health Insurance — April 11, 2025
by Michael LaPick
This week’s series covers: 2026 Medicare Final Rule Supports LTC Providers, Relaxes AI Oversight, Excludes Obesity Drug Coverage
2026 Medicare Rate Adjustment Benefits Insurers, Pressures Physicians, Raises Access Concerns
Evolving Medicare Advantage Trends: Implications for Access, Choice, and Equity.
- This Week in Health Insurance — April 4, 2025
by Michael LaPick
This week’s series covers: Medicare Advantage in 2025 sees Part B savings rise as benefits shrink, ACA Marketplace rule public comments close soon, HIPAA security updates under review by OCR.
- How Autopilot™ is Revolutionizing Health Insurance Distribution with AI & Human Oversight
by Michael LaPick
Autopilot™ is the first AI-powered customer acquisition platform designed to match high-intent shoppers with the right health insurance distributors. By analyzing over 150 million data points, Autopilot™ optimizes the matching process to eliminate inefficiencies and improve ROI for distributors.
- This Week in Health Insurance — March 19, 2025
by Michael LaPick
Medicare Advantage costing 20% more than Traditional Medicare in 2025, according to MedPAC, Congress extending Medicare Telehealth waivers until September 2025, and CMS ending the Medicare generic drug discount program.
- This Week in Health Insurance — March 12, 2025
by Michael LaPick
CMS proposes new Marketplace integrity and affordability rules, plans to end the Medicare Advantage VBID model by 2025 due to costs, and the House approves a six-month Telehealth extension while advancing the funding bill to the Senate.
- This Week in Health Insurance — March 5, 2025
by Michael LaPick
ATA calls on Congress to act by March 31st on permanent Medicare Telehealth rules and fair payment rates. The Supreme Court will review the ACA preventive services case, examining religious freedom and insurance coverage. HHS removes the Richardson waiver, easing public input requirements for rule changes.
- This Week in Health Insurance — February 25, 2025
by Michael LaPick
Arizona Passes Bill Banning AI in Medical Decisions, Mandating Doctor Review, CBO Warns Expiring ACA Subsidies Could Leave 3.8M Uninsured, Raise Premiums and
Rural Hospital Closures Accelerate as Medicare Tightens Telehealth Access
- What’s Happening This Week in Health Insurance — February 13, 2025
by Michael LaPick
CMS Partners with Department of Government Efficiency (DOGE) to Improve Operations, Announces Next Round of Drug Price Talks
- What’s Happening This Week in Health Insurance — February 5, 2025
by Michael LaPick
2025 D-SNP Changes: CMS replaces quarterly SEP with monthly SEPs for full-benefit dual-eligible individuals.
2026 Marketplace Rule Updates: CMS enhances oversight, transparency, health equity, and cost-sharing rules, and requires standardized plans.
- 2025 D-SNP (Dual Eligible Special Needs Plan) Changes
by Colleen McGuire
The 2025 Final Rule from the Centers for Medicare & Medicaid Services…
- What’s Happening This Week in Health Insurance — January 31, 2025
by Michael LaPick
FCC’s One-to-One Consent Rule Delayed, Then Overturned by Eleventh Circuit Court, AHIP Report Predicts Medicare Advantage Challenges with Insufficient Funding, Texas Sen. Schwertner Files Bill to Curb AI Use in Health Insurance Claim Decisions
- The Evolving Role of AI in Health Insurance — Part 2: Transparency and Accountability
by Michael LaPick
Part two of our series explores how AI is reshaping health insurance. Its integration into utilization management (UM) offers efficiency but sparks concerns over transparency, accountability, and equity.
- What’s Happening This Week in Health Insurance — January 22, 2025
by Michael LaPick
Trump Administration Issues Executive Order, Revoking Previous ACA Policy, Second Round of Medicare Price Negotiations from the Biden Administration, ACA Enrollment Periods and Drug Pricing Pilots Repealed by Trump
- The Evolving Role of AI in Health Insurance Part 1
by Michael LaPick
Explore how AI is transforming Utilization Management in health insurance, improving efficiency, accuracy, and decision-making in this first installment of our series.