Latest Josh's Articles

What Is Faith-Based Healthcare?

Faith-based healthcare is offered through 501(c)(3) nonprofit charities with a religiously-oriented purpose, and serve as alternatives to health insurance. These plans are often referred to as “health sharing ministries” or “healthcare…..

What Is Fixed Indemnity Health Insurance?

Fixed indemnity health insurance is supplemental health insurance that helps manage out-of-pocket costs. These plans provide an extra layer of protection in the event of serious injury or…..

What Is Prior Authorization?

Prior authorization is the approval a physician must receive from an insurance provider before prescribing certain medications or treatments. Other terms for prior authorization are “certification” and “formulary…..