Jennifer Hamilton

From freelance designers and rideshare drivers to digital creators and consultants, the gig economy is booming—and so is the demand for health coverage that fits non-traditional work lives. Millions of Americans now earn income outside of a W-2 job, often juggling multiple gigs without access to employer-sponsored benefits.

The Centers for Medicare & Medicaid Services (CMS) has finalized a set of regulatory updates to the Affordable Care Act (ACA) Marketplace, aimed at tightening eligibility verification, reducing improper enrollments, and standardizing enrollment procedures.

Health insurance distributors do more than just contract agents with carriers—they equip them to serve consumers better.

They act as strategic partners, providing the infrastructure, tools, and guidance agents need to succeed.