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How Long Does It Take to Sign Up for Health Insurance?

Healthcare Writer

Last updated March 17th, 2020

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We get this question a lot. If you know exactly what you want, you could sign up for health insurance in 10 minutes.

The signup process for health insurance is quite simple. Depending on whether you apply for health insurance, short-term health plans or Medicare Supplement, you’ll be asked slightly different questions. That said, it will take about the same amount of time to enroll in any of these options.

If you’re not familiar with different types of health insurance, it wouldn’t hurt to learn about your insurance purchase by reading our easy guides to health insurance options.

Online: Depending on the website, it can take fewer than 10 minutes to sign up for health insurance through an online application form. You’ll want to have your bank details and personal information on hand.

Once you enter your age and location information, it could take anywhere from a minute to an hour to choose a plan that you’d like to apply to. While you can filter plans based on their monthly cost, deductible or insurer, you also have the option of reading in-depth details about each plan. The amount of time that it takes to select an insurance policy will depend on how important of a decision that health insurance is for you.

Over the Phone: If you apply by calling a broker, HealthCare.com can connect you with a live broker in less than 20 seconds. We find that callers typically spend between 20 and 40 minutes on the phone when signing up for health insurance or a supplementary Medicare policy. Our partners will walk you through your options.

Taking the Next Steps

It doesn’t take long to sign up for health insurance – you easily look for your options through our search & compare tool, and we can make the sign-up process simple for you. Search our database of individual health insurance plans to find the right plan for you.

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