In most states, the nationwide Open Enrollment Period lasts from November 1st through December 15th, 2018.
However, open enrollment does vary by state. Here are the following states with extended open enrollment deadlines:
California: October 15, 2018 – January 15, 2019
Colorado: November 1, 2018 – January 12, 2019
Minnesota: November 1, 2018 – January 13, 2019
: November 1, 2018 – January 31, 2019
Rhode Island: November 1, 2018 – December 31, 2018
Massachusetts: November 1, 2018 – January 23, 2019
California: October 15, 2018 – January 15, 2019 Colorado: November 1, 2018 – January 12, 2019 District of Columbia: November 1, 2018 – January 31, 2019 Massachusetts: November 1, 2018 – January 23, 2019 Minnesota: November 1, 2018 – January 13, 2019 New York: November 1, 2018 – January 31, 2019 Rhode Island: November 1, 2018 – December 31, 2018
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HMO, PPO, EPO, POS: what they all mean and how to decide which one’s best for you.
Shopping for insurance is like navigating a maze of industry jargon and lingo. This article will explore the meanings of different health insurance plan types.
Short-term health insurance is a quick and affordable option for people looking for some temporary healthcare coverage. When life leaves you without a health insurance plan, short-term health insurance offers protection from the unknown, which could include staggering medical bills.
Association health plans are a type of health insurance that’s offered by, and tailored for, like-minded people. If you work as a florist, you might get an AHP that has great coverage for, say, venus flytrap attacks. Or if you own a car dealership and provide healthcare to your employees, you could connect with other car dealerships to do the same thing.
Faith-based healthcare isn’t exactly insurance – these plans allow a large pool of people to “share” healthcare costs. Faith-based healthcare is offered through 501(c)(3) nonprofit charities with a religiously-oriented purpose, and serve as alternatives to health insurance.
You can still get a comprehensive health insurance plan to cover you for the rest of 2018, even after the Open Enrollment Period begins. However, you’ll need to call HealthCare.com’s hotline, as plan information will have disappeared online.
Remember, plans last from January through December, so you’ll actually join two different plans – one for 2018 and one for 2019.
More Resources for Purchasing Health Insurance
Buying health insurance
If you’re looking to buy your own health insurance for the first time (or you need help shopping for a new health insurance policy), there are a few things you need to know before open enrollment comes around. Shopping for health insurance can be daunting, especially when you’re buying individual health insurance on your own.
This Health Insurance 101 guide will walk you through on all the basic healthcare processes, words, and facts that you need to know. The United States spends more on healthcare than any other high-income nation; in 2015, more than $3.2 trillion was spent on healthcare alone.
When you signed up for health insurance last year, did you agree to automatically re-enroll? If you’re set to automatically renew your health insurance policy for 2019, you could be in for a surprise on December 16, 2018.