Health care coverage provided by UnitedHealthcare of Kentucky, LTD, a UnitedHealthcare company. This screen is intended only as general information. It presents only a brief overview of some of the standard benefits of the plan(s) shown. Before you apply, please use the link(s) provided to download and review the product information including the SBC for a more complete explanation. This health care coverage is not designed or marketed as employer-provided insurance. It does not comply with your states small-employer group health insurance laws. These plans cannot be used, now or in the future, by you or an employer to provide insurance for employees. Estimated costs of coverage shown is based on the information you provided, and is subject to change based on the plan you select, and other factors. We shall exclusively determine the premium actually required, and the effective date of any coverage issued. These plans only pay benefits for eligible expenses from a network provider. No benefits are payable for non-emergency care from a non-network provider. Emergency treatment from a non-network provider will be treated as a network expense. You must select a Primary Care Physician (PCP) within our network and your state of residence. Your PCP refers you to specialists when additional care is needed (no referral needed for a network obstetrician or gynecologist). Important note: If you use a specialist without a referral from your PCP, there are no benefits. If you do not select a valid PCP, you will be assigned one to manage your care.
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