Obamacare (Affordable Care Act)

How Does Obamacare Affect Me?

The Patient Protection Affordable Care Act, a.k.a., the Affordable Care Act, a.k.a, Obamacare, has changed the landscape for how consumers shop, buy and use their health insurance plans. For the first time in the history of the health insurance industry, consumers are expected to shop for healthcare like they would for an airline ticket. Paper

Read More

How Does an Obamacare Subsidy Work?

Subsidy [suhb-si-dee] 1. a grant or contribution of money. If you purchase your healthcare insurance through a state based exchange or the federal health insurance marketplace, you may receive a subsidy, which is a contribution of money from the federal government, to help pay for the overall cost of your Obamacare health insurance plan. This

Read More

8 Coverage Benefits Provided with Obamacare Health Insurance

The day the Patient Protection and Affordable Care Act breathed life, it was an instantly contentious issue. As the bill progressed from House to Senate chambers, politicians rallied to get health reform eliminated from the agenda, as it had been in years past. When the Affordable Care Act was signed into law, opponents pushed their

Read More

What is The Special Enrollment Period for Obamacare Health Insurance?

If you read or watch any news about Obamacare plans or buying health insurance, you might hear terms like “open enrollment” and “special enrollment period”, but what do those phrases mean? If you have health insurance through your employer, there is a set time each year when you can update your health insurance plan. You

Read More

How Does a Qualifying Life Event Impact My Health Insurance?

“Just when I think I have learned the way to live, life changes.” –Hugh Prather Changes in life happen every day. People get married, have a baby, lose their job, lose a loved one – the list goes on. Many times when these life events occur, an individual’s health insurance plan is the last thought

Read More

Obamacare Penalty: How Much You Might Owe for Not Having a Health Plan

With the dawn of Obamacare, a new era of healthcare reform declared every American would have access to health insurance – and would also be required to buy a health insurance plan – by law. Today the Internal Revenue Service has become the healthcare reform intermediary, and determines who is exempt from the law, and

Read More

What Is the Difference Between On- and Off-Exchange Health Insurance Plans?

The Affordable Care Act may require you to have health insurance, but you do not have to buy it from the Obamacare exchanges. Private health insurance plans (i.e., individual and family coverage that is not Medicaid or another publicly funded program) are also available in the private marketplace.

Read More

Top 2017 Obamacare Enrollment Checklist

Note: 2017 open enrollment begins November 1st, 2016, and runs through January 31st, 2017. What You Need to Apply for or Auto-Renew a Health Insurance Plan Open enrollment for 2017 health insurance coverage runs Nov. 1st, 2016, through Jan. 31st, 2017. During that time you can choose a new Obamacare qualified health plan or, depending

Read More

Meet the Health Insurance Metal Plans under Obamacare – Bronze, Silver, Gold, Platinum

Whether you shop on or away from your state’s Obamacare exchange, you will select a qualified health insurance from one of four metal plan levels—bronze, silver, gold and platinum. These are often referred to as the Obamacare metal plans. Obamacare’s metal levels can help streamline your health insurance shopping experience by making it easy to

Read More