Q: Shouldn’t I Just Buy Directly From the Insurer or Healthcare.gov?
Asked by Anonymous on November 27, 2017
HealthCare.com allows you to shop across plans, which includes both ACA marketplace and non-marketplace plans. In addition, we also show you coverage options outside of Obamacare, along with coverage options for seniors over age 65.
We understand if you prefer to go to Healthcare.gov or your state’s exchange to buy coverage. Just know that it’s not your only option.
We’re proud of HealthCare.com’s comparison experience, guided flow, timely advice and easy-to-understand definitions. We’re also proud of the breadth of options we can show you, along with our ability to connect you with our online and phone-based insurance partners who can sell you the same plans sold on the exchanges.
In terms of buying from the insurance company directly, you’re not going to get any price advantage. Most insurance companies sell their coverage through third-party sites, so why not shop around on our comparison site if the price is the same everywhere?