Regence BlueCross BlueShield of Oregon

Regence BlueCross BlueShield of Oregon | Regence Oregon Standard Bronze Plan Value PPO

  • Regence Oregon Standard Bronze Plan Value PPO is an Obamacare health insurance plan offered by Regence BlueCross BlueShield of Oregon that is available for individuals and families.

  • This plan is a PPO, meaning you will have the flexibility to visit a preferred healthcare provider network that have preferred rates for in-network physicians. (Read more about PPOs.)

  • This plan is a Bronze metal level plan, which generally has a lower monthly cost but higher annual deductible (and co-pay), and provides basic insurance coverage for people who do not spend regularly on health care (i.e., doctors, prescription drugs, etc.).

  • Deductible amount of $5,000. A deductible is the amount of healthcare costs you will pay on your own each year before the insurance company.

  • Max out-of-pocket of $6,350, which is the most you will pay in a plan year outside of premiums, out-of-network providers and non-essential health benefits.


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Plan Summary

Monthly Cost

Plan Name:
Regence Oregon Standard Bronze Plan Value PPO

Plan ID:
77969OR5220001

Plan Type:
PPO

Deductible:
$5,000

Maximum Out-of-Pocket:
$6,350

Summary of Benefits:

Provider Information:

Who is this plan for?

This plan with a lower monthly cost is great for healthy individuals and families who rarely, if ever, visit the doctor or use prescription drugs. The very high deductible on this plan means you will pay a significant amount of money of pocket for medical care and prescriptions before your insurance kicks in. The very high out-of-pocket maximum on this plan means you could be faced with a very expensive medical bill if an emergency happens. Plans with this type of provider network tend to have a more broad provider network.

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Highlights


Emergency Room:
50% Coinsurance after deductible

Retail Drugs:
$80 Copay after deductible

Generic Drugs:
$20 Copay after deductible

Overview


Plan Type:
PPO

Metal Level:
Bronze

Health Spending Account:
No

Primary Care Office Visit:
$60 Copay after deductible

Specialist Office Visit:
$100 Copay after deductible

Out of Network Coverage:
Yes

Out of Country Coverage:
Yes

Coverage Details

Preventive Care

Periodic Health Exam
In Network:
No Charge

Out of Network:
50% Coinsurance after deductible
Well Baby Care
In Network:
No Charge

Out of Network:
50% Coinsurance after deductible

Inpatient

Hospital Services
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Physician Fee
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Skilled Nursing Facility
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Mental Health
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Substance Abuse
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Home Healthcare
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible

Outpatient

Surgery
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
X-ray and Diagnostics
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Labs
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Facility Fee
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Mental Health
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Substance Abuse
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Rehabilitation Services
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible

Maternity/Pregnancy

Pre & Postnatal Care
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Labor and Delivery Inpatient Services
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible

Dental

Accidental Care
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible

Vision

Eye Exam (Child)
In Network:
No Charge

Out of Network:
No Charge
Glasses (Child)
In Network:
50%

Out of Network:
50%

Additional Coverage

Habilitation Services
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Rehabilitation Services (Speech)
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Rehabilitation Services (Occupational Therapy)
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Hospice Service
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Diabetes Care Management
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Durable Medical Equipment
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Hearing Aids
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Nutritional Consuleling
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Cosmetic Surgery
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Reconstructive Surgery
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible

Doctor Visits

Primary Care Visit
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Specialist Visit
In Network:
$100 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Other Practitioner Office Visit
In Network:
$60 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Preventative Care / Screening / Immunization
In Network:
No Charge

Out of Network:
50% Coinsurance after deductible

Emergency Room and Urgent Care

Emergency Room Services
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible
Urgent Care Services
In Network:
$120 Copay after deductible

Out of Network:
50% Coinsurance after deductible
Ambulance/Transportation Services
In Network:
50% Coinsurance after deductible

Out of Network:
50% Coinsurance after deductible

Drugs

Generic Prescription
In Network:
$20 Copay after deductible

Out of Network:
Not Covered
Retail Brand Drugs
In Network:
$80 Copay after deductible

Out of Network:
Not Covered
Non Retail Brand Drugs
In Network:
50% Coinsurance after deductible

Out of Network:
Not Covered
Specialty Drugs
In Network:
50% Coinsurance after deductible

Out of Network:
Not Covered

Additional Plan Information

Summary Of Benefits:

Provider Information:

HealthCare.com is a privately owned website, and monthly costs shown above are estimates only. Your monthly premium may change based on the data provided, outside fees, optional benefits or if other factors take effect before your coverage start date. Note that insurance companies reserve the right to change your premium rate and the policy terms at any time. Effective date, benefit amounts and other conditions may apply at the discretion of the insurance carrier you select. Depending on your state of residence, this website may not display all plans available by state. The Obamacare Tax Subsidy Calculator amounts are estimates only and the actual amount of subsidy eligibility may differ. Access to your physician depends on network selected, and networks can change without notice. Contact your health insurance company to confirm your healthcare provider is still available in the network you select.

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