BlueChoice HealthPlan of South Carolina, Inc.*

BlueChoice HealthPlan of South Carolina, Inc.* | Blue Option Silver 2502

  • Blue Option Silver 2502 is an Obamacare health insurance plan offered by BlueChoice HealthPlan of South Carolina, Inc.* that is available for individuals and families.

  • This plan is a EPO, meaning you will have some of the flexibility to manage more of your health care without a primary care physician, however, you will need to stay within the provider’s network. (Read more about EPOs.)

  • This plan is a Silver metal level plan, which generally has a mid-level monthly cost and deductible (and co-pay), and provides middle-of-the-road insurance coverage for people who occasionally use their health care benefits (doctors, prescription drugs, etc.).

  • Deductible amount of $2,500. A deductible is the amount of healthcare costs you will pay on your own each year before the insurance company.

  • Max out-of-pocket of $6,600, which is the most you will pay in a plan year outside of premiums, out-of-network providers and non-essential health benefits.


Ways to Enroll or Learn More

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Plan Summary

Monthly Cost

Plan Name:
Blue Option Silver 2502

Plan ID:
49532SC0380007

Plan Type:
EPO

Deductible:
$2,500

Maximum Out-of-Pocket:
$6,600

Summary of Benefits:

Provider Information:

Who is this plan for?

This plan with a moderate monthly cost is great for individuals and families who occasionally visit the doctor or use prescription drugs. The moderate deductible on this plan means you will pay a fair amount of money out of pocket for medical care and prescriptions before your insurance kicks in. The very high out-of-pocket maximum on this plan means you could be faced with a very expensive medical bill if an emergency happens.

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Highlights


Emergency Room:
$250 Copay then 30% Coinsurance after deductible

Retail Drugs:
30% Coinsurance after deductible

Generic Drugs:
$10

Overview


Plan Type:
EPO

Metal Level:
Silver

Health Spending Account:
No

Primary Care Office Visit:
$25

Specialist Office Visit:
$50

Out of Network Coverage:
Yes

Out of Country Coverage:
Yes

Coverage Details

Preventive Care

Periodic Health Exam
In Network:
No Charge

Out of Network:
Not Covered
Well Baby Care
In Network:
No Charge

Out of Network:
Not Covered

Inpatient

Hospital Services
In Network:
$250 Copay per Stay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Physician Fee
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Skilled Nursing Facility
In Network:
$250 Copay per Stay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Mental Health
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Substance Abuse
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Home Healthcare
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Outpatient

Surgery
In Network:
30% Coinsurance after deductible

Out of Network:
Not Covered
X-ray and Diagnostics
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Labs
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Facility Fee
In Network:
30% Coinsurance after deductible

Out of Network:
Not Covered
Mental Health
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Substance Abuse
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Rehabilitation Services
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Maternity/Pregnancy

Pre & Postnatal Care
In Network:
$50

Out of Network:
Not Covered
Labor and Delivery Inpatient Services
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Dental

Accidental Care
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Vision

Eye Exam (Child)
In Network:
$25

Out of Network:
Not Covered
Glasses (Child)
In Network:
$50

Out of Network:
Not Covered

Additional Coverage

Chiropractic Care
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Habilitation Services
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Rehabilitation Services (Speech)
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Rehabilitation Services (Occupational Therapy)
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Hospice Service
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Diabetes Care Management
In Network:
No Charge

Out of Network:
Not Covered
Durable Medical Equipment
In Network:
No Charge

Out of Network:
Not Covered
Reconstructive Surgery
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Outside US Non-emergency Care
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Doctor Visits

Primary Care Visit
In Network:
$25

Out of Network:
Not Covered
Specialist Visit
In Network:
$50

Out of Network:
Not Covered
Other Practitioner Office Visit
In Network:
$25

Out of Network:
Not Covered
Preventative Care / Screening / Immunization
In Network:
No Charge

Out of Network:
Not Covered

Emergency Room and Urgent Care

Emergency Room Services
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered
Urgent Care Services
In Network:
$50

Out of Network:
Not Covered
Ambulance/Transportation Services
In Network:
$250 Copay then 30% Coinsurance after deductible

Out of Network:
Not Covered

Drugs

Generic Prescription
In Network:
$10

Out of Network:
Not Covered
Retail Brand Drugs
In Network:
30% Coinsurance after deductible

Out of Network:
Not Covered
Non Retail Brand Drugs
In Network:
30% Coinsurance after deductible

Out of Network:
Not Covered
Specialty Drugs
In Network:
30% Coinsurance after deductible

Out of Network:
Not Covered
Drug Deductible
In Network:
Individual: No Charge Family: No Charge

Out of Network:
Individual: Not Applicable Family: Not Applicable

Additional Plan Information

Summary Of Benefits:

Provider Information:

HealthCare.com is a privately owned website, and monthly costs shown above are estimates only. Your monthly premium may change based on the data provided, outside fees, optional benefits or if other factors take effect before your coverage start date. Note that insurance companies reserve the right to change your premium rate and the policy terms at any time. Effective date, benefit amounts and other conditions may apply at the discretion of the insurance carrier you select. Depending on your state of residence, this website may not display all plans available by state. The Obamacare Tax Subsidy Calculator amounts are estimates only and the actual amount of subsidy eligibility may differ. Access to your physician depends on network selected, and networks can change without notice. Contact your health insurance company to confirm your healthcare provider is still available in the network you select.

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