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Health First Commercial Plans, Inc.*

Health First Commercial Plans, Inc.* | Health First Silver POS 80 1358

  • Health First Silver POS 80 1358 is an Obamacare health insurance plan offered by Health First Commercial Plans, Inc.* that is available for individuals and families.

  • This plan is a POS, meaning you will require a primary care physician to manage your care like in an HMO, but you will have more flexibility than in an HMO to go out-of-network. (Learn more about POS plans.)

  • This plan is a Silver metal level plan, which generally has a mid-level monthly cost and deductible (and co-pay), and provides middle-of-the-road insurance coverage for people who occasionally use their health care benefits (doctors, prescription drugs, etc.).

  • Deductible amount of $2,900. A deductible is the amount of healthcare costs you will pay on your own each year before the insurance company.

  • Max out-of-pocket of $7,150, which is the most you will pay in a plan year outside of premiums, out-of-network providers and non-essential health benefits.

Ways to Enroll or Learn More

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Plan Summary

Monthly Cost
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Plan Name:
Health First Silver POS 80 1358
Plan ID:
36194FL0020024
Plan Type:
POS
Deductible:
$2,900
Maximum Out-of-Pocket:
$7,150
Provider Information:
View Information

Who is this plan for?

This plan with a moderate monthly cost is great for individuals and families who occasionally visit the doctor or use prescription drugs. The moderate deductible on this plan means you will pay a fair amount of money out of pocket for medical care and prescriptions before your insurance kicks in. The very high out-of-pocket maximum on this plan means you could be faced with a very expensive medical bill if an emergency happens.
HealthCare.com is a privately-held website for healthcare consumers operating since 2007. We’re not the government marketplace.

Highlights

Dental Coverage:
Child
Emergency Room:
20% Coinsurance after deductible
Retail Drugs:
$30 Copay after deductible
Generic Drugs:
$15

Overview

Plan Type:
POS
Metal Level:
Silver
Health Spending Account:
No
Primary Care Office Visit:
20% Coinsurance after deductible
Specialist Office Visit:
20% Coinsurance after deductible
Out of Network Coverage:
No
Out of Country Coverage:
No

Coverage Details

Preventive Care

Periodic Health Exam
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible
Well Baby Care
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible

Inpatient

Hospital Services
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Physician Fee
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Skilled Nursing Facility
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Mental Health
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Substance Abuse
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Home Healthcare
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible

Outpatient

Surgery
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
X-ray and Diagnostics
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Labs
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Facility Fee
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Mental Health
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Substance Abuse
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Rehabilitation Services
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible

Maternity/Pregnancy

Pre & Postnatal Care
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible
Labor and Delivery Inpatient Services
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible

Dental

Accidental Care
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Basic Dental Care (Child)
In Network:
No Charge
Out of Network:
Not Covered
Dental Checkup (Child)
In Network:
No Charge
Out of Network:
Not Covered
Major Dental Care (Child)
In Network:
No Charge
Out of Network:
Not Covered
Orthodontia (Child)
In Network:
No Charge
Out of Network:
Not Covered

Vision

Eye Exam (Child)
In Network:
No Charge
Out of Network:
Not Covered
Glasses (Child)
In Network:
No Charge
Out of Network:
Not Covered

Additional Coverage

Chiropractic Care
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Habilitation Services
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Rehabilitation Services (Speech)
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Rehabilitation Services (Occupational Therapy)
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Hospice Service
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Diabetes Care Management
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible
Durable Medical Equipment
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible
Nutritional Consuleling
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible
Reconstructive Surgery
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible

Doctor Visits

Primary Care Visit
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Specialist Visit
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Other Practitioner Office Visit
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Preventative Care / Screening / Immunization
In Network:
No Charge
Out of Network:
30% Coinsurance after deductible

Emergency Room and Urgent Care

Emergency Room Services
In Network:
20% Coinsurance after deductible
Out of Network:
20% Coinsurance after deductible
Urgent Care Services
In Network:
20% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Ambulance/Transportation Services
In Network:
20% Coinsurance after deductible
Out of Network:
20% Coinsurance after deductible

Drugs

Generic Prescription
In Network:
$15
Out of Network:
$15
Retail Brand Drugs
In Network:
$30 Copay after deductible
Out of Network:
$30 Copay after deductible
Non Retail Brand Drugs
In Network:
$50 Copay after deductible
Out of Network:
$50 Copay after deductible
Specialty Drugs
In Network:
30% Coinsurance after deductible
Out of Network:
30% Coinsurance after deductible
Drug Deductible
In Network:
Individual: Not Applicable Family: Not Applicable
Out of Network:
Individual: Not Applicable Family: Not Applicable

Additional Plan Information

Provider Information:
View Information
Talk to a Licensed Agent
(877) 626-1943GET PRICE

HealthCare.com is a privately owned website, and monthly costs shown above are estimates only. Your monthly premium may change based on the data provided, outside fees, optional benefits or if other factors take effect before your coverage start date. Note that insurance companies reserve the right to change your premium rate and the policy terms at any time. Effective date, benefit amounts and other conditions may apply at the discretion of the insurance carrier you select. Depending on your state of residence, this website may not display all plans available by state. The Obamacare Tax Subsidy Calculator amounts are estimates only and the actual amount of subsidy eligibility may differ. Access to your physician depends on network selected, and networks can change without notice. Contact your health insurance company to confirm your healthcare provider is still available in the network you select.

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