Don’t Forget Dental Insurance


Your health protection isn’t complete without oral health.

Isn’t your mouth a very important part of your body? It can also be a hang-out for disease that can result in other health problems. 

Health experts are finding that bacteria and inflammation in the mouth can be linked to other health problems. Over the years the list of health problems has grown and now includes:

  • Heart disease
  • Diabetes
  • Dementia
  • Rheumatoid arthritis; and
  • Premature birth

Not a pretty story, but it makes sense when you think of dental plaque – or biofilm – as a colony of bacteria living on gum tissue, teeth and crowns. Many experts believe oral bacteria – and related inflammation – escape into the bloodstream and cause trouble elsewhere in the body.

That’s why it’s well worth thinking about dental insurance.

Adults and children need dental benefits, which usually include a combination of regular checkups, cleanings, x-rays, and other services needed to promote general dental health. Of course, premiums vary widely. But that also means that plans are customizable for your own needs. Some require a financial contribution – or co-pay – on your part when you access services. Others will require you to meet a deductible before procedures are covered. Many plans cover certain types of oral surgery, dental implants, or orthodontia. Frequently, there’s a specific limit for coverage in a year.

In other words, there are plenty of ways to meet your dental health needs.

Colleen McGuire

About Colleen McGuire

Colleen McGuire is an independent consultant who has spent most of her career writing about healthcare and the health insurance industry. For fun she blogs, travels and takes a lot of pictures along the way.