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A non-government resource, powered by health insurance experts.
A non-government resource,
powered by health insurance experts.
Jeff Smedsrud

Jeff Smedsrud

Jeff has been a healthcare reform advocate for much of his career. Creative thinker, public speaker, marathon runner, cancer survivor, charity activist and motivational speaker. To contribute and donate a PayPal account

The Penalty for Not Having Health Insurance Ends October 2 (Not for Everyone – Just Most People)

Updated: October 17, 2019

Officially, the Obama-era penalty for not having health insurance ends on December 31, 2018. The …

Under Graham-Cassidy, This Is How Healthcare Could Look in Red, Blue States

Updated: June 28, 2019

Image: Gage Skidmore / Flickr The Graham-Cassidy bill is the Republicans’ final effort at Obamacare …

How the GOP’s Failure to Repeal Obamacare Affects You

Updated: March 14, 2019

Image: Gage Skidmore / Flickr While Senate Majority Leader Mitch McConnell hoped to pass a …

11 Ways New Obamacare Enrollment Rules Might Hurt Consumers

Updated: October 11, 2019

The latest Obamacare enrollment rules from the Trump administration to stabilize healthcare costs will potentially favor …

Short Term Medical: A Remedy to Rising Health Insurance Costs?

Updated: May 1, 2017

Short term medical (STM) insurance has long been considered a viable alternative for individuals who …

Obamacare Open Enrollment Extended in 2016 for Certain Individuals Who Did Not Pay 2014 Taxes

Updated: March 14, 2019

After months of saying there would be no extension to this year’s open enrollment, guess …

Health Insurance Enrollment Extension Not Final Deadline

Updated: March 21, 2017

UPDATE 12/09: Open Enrollment for 2017 runs from November 1, 2016 to January 31, 2017. …

Do Healthcare Consumers Really Have a Choice? Is This As Good As It Gets?

Updated: March 15, 2019

Few movie scenes are as memorable as Helen Hunt’s obscenity-laced rant against Health Maintenance Organizations …

Is Pharma Really the Villain? – Understanding the Real Cost of Healthcare

Updated: March 21, 2017

The toughest issue in healthcare is not access, but cost. We hear much about the …