46 States Extend Health Insurance Deadline WEB

46 States Extend Health Insurance Deadline

Since publishing this article, two more states have extended deadlines, making the total number extending the enrollment deadline to 47 states and the District of Columbia.

There was last-minute furor on HealthCare.com, and across the nation as the midnight deadline loomed for the close of healthcare insurance enrollment on Sunday, February 15. The crush of interested applicants produced long wait times and technical glitches. This, along with winter weather that disabled some East Coast states, prompted the federal departments in charge of healthcare.gov to extend the enrollment deadline if (and only if) an individual had started an application and was not able to complete the process, is currently uninsured, and had not been previously terminated from coverage in 2015. Other states followed as the evening wore on, and when all was said and done, 46 states had extended their deadlines. Here is an updated list of state extensions and exceptions for those who are currently waiting to complete the enrollment process. {1}

Healthcare.gov (total of 37 states): A “special enrollment period” will run from February 16 until the end of February 22, 2015

California: If an individual was “in line by midnight,” they have until the end of February 20, 2015 to complete their application.

Colorado: In line by midnight” extension, duration unspecified. The state exchange Facebook page states, “We want to assure all customers who have started the process today and, for one reason or another, are not able to complete their enrollment, that we will continue to work with you over the next few days to finish up.”

Connecticut: Just hours before the close of the enrollment deadline, Connecticut said they too would honor “in line by midnight” applications for an unspecified extension. 

District of Columbia: “In line by midnight” extension until February 17, 2015. Those who were not able to complete their applications are encouraged to email info@dchealthlink.com or visit the MLK Library on February 17 between 10:00 a.m. – 8:00 p.m.

Hawaii: No extension announced.

Idaho: “In line by midnight” extension until midnight on February 21. (Update!)

Kentucky: No extension announced.

Maryland: “In line by midnight” extension through Saturday, February 28th.

Massachusetts: The snowpocalypse in Massachusetts the week before the February 15 deadline caused Mass Health and the Massachusetts Health Connector to issue a statement days before the close of enrollment, assuring residents they had a FULL extension and could sign up for health insurance until February 23.

Minnesota: “In line by midnight” extension from February 17 until 5:00 p.m. February 20. Minnesota’s late entry into the deadline pool makes them the 47th state to declare an extension. (Update!)

New York: “In line by midnight” extension through Saturday, February 28th, with special note that resident who completes their enrollment between February 16 and February 28 won’t have coverage until April 1.

Rhode Island: Massachusetts’ southeastern snowpocalypse sister, Rhode Island, also received a FULL extension until February 23.

Vermont: No extension announced, however, paper applications that are postmarked as late as February 17 will be accepted since there’s no mail on Sunday, February 15 or Monday (President’s Day).

Washington: This state wins for the broadest extension rules. In addition to allowing an extension to those “in line by midnight,” Washington will also allow those who didn’t know about the tax penalty the opportunity to enroll, up to April 17. Customers are being encouraged to contact customer service support at 855-923-4633 beginning Tuesday, February 17 after 7: 30 a.m. Pacific Time to see if they are eligible. Here is the press release. 

Colleen McGuire

About Colleen McGuire

Colleen McGuire is an independent consultant who has spent most of her career writing about healthcare and the health insurance industry. For fun she blogs, travels and takes a lot of pictures along the way.

Comments