Latest Erica's Articles

What Is a Drug Formulary?

In order to find out if a specific drug is covered by your insurance plan, you’ll need to review your insurance provider’s drug formulary (the list of prescription…..

Does Insurance Cover Hearing Aids?

While most private health insurance companies do not cover the cost of hearing aids, there are a few policies which do. Check with your insurance provider to find…..

Is My Breast Pump Covered by Insurance?

In order to get a breast pump covered by insurance, you shouldn’t have to do anything. Barring exemptions for a small number of insurance plans which are “grandfathered-in,”…..

What Is Medicare Part A?

Medicare, the federal insurance plan for seniors, provides healthcare coverage for Americans 65 and older. Medicare also covers certain younger people with disabilities and those with End-Stage Renal…..

Are All Short-Term Health Insurance Plans the Same?

Commonly referred to as short-term health insurance or temporary health insurance, short-term medical (STM) plans are 30- to 364-day health insurance policies. Short-term medical plans offer consumers an affordable way to pay…..

How to Cancel Your Health Insurance

There are a number of reasons why you might decide to cancel your health insurance plan. Maybe you started a new job and are now eligible for the…..

6 Marketplace Health Insurance Alternatives

As major insurance companies pull out of Obamacare markets and healthcare premiums continue to soar, more and more Americans have asked how to secure decent healthcare coverage without…..

What Is a High-Deductible Health Plan (HDHP)?

As the name implies, if you’re covered by a high-deductible health plan you pay a smaller premium amount each month, but you must also pay thousands of dollars…..

What Does a Health Insurance Broker Do?

Whether you’re seeking individual coverage for yourself, or you’re a business owner trying to find the best healthcare option for your employees, using an agent or broker can…..